Monthly Installments have to be paid on or before the 10th of every month and Multiple Installments in a month are not allowed.
Installments can be paid by cash, DD or Local Cheque, ECS, Online Payment & Net banking. Cheque / DD should be drawn in the favour of REVATHI THANGA MAALIGAI. (Cheque return charges should be borne by the customer).
The company will not be held responsible for Payments made in any other mode.
The customer is eligible to redeem only after the completion of the tenure and No cash refund will be made under any circumstances.
The minimum duration of Zero% plan is 11 months.
The customer can redeem their Jewellery only after 2 weeks from the last installment is paid.
(a) Zero% benefits for Gold jewellery will be for products upto 18% Value Additions. (b) And for all other products purchased, a discount of Flat 10% on the redeemable amount will be applicable.
During closure/Pre-closure Photo ID card is Mandatory and if the customer pre-closes the plan before 11 months, He/she will not be eligible for any benefits and if any free gifts are given the value will be deducted.
The customer is advised to ensure that all the payments made by them are correctly registered in the pass book. If any discrepancies found must be immediately brought to the management’s notice for rectification.
Any changes in the terms & conditions are at the discretion of the company. All legal issues are subject to Chennai jurisdiction